Blackberry 8520 Violet – A Perfect Entertainment & Business Tool

The Curve 8520 is a fantastic member of the BlackBerry Curve smartphone family which is now available in an attractive violet color casing which will surely attract attention of the people who like to enjoy an extra bit of style with their gadgets.

Traditional BlackBerry Design

The BlackBerry 8520 Violet has got a traditional BlackBerry dress up which is also available in black colored casing. The full QWERTY keypad is well spaced out and has been designed to let you enjoy a high speed text message and email drafting experience. The 2.64 screen is a TFT sensitive display that allows 65,000 colors with a resolution of 320 x 240 pixels. It measures 6 cm wide by 10.9 cm tall by 1.39 cm deep & it weighs one 106 grams only including its battery. The touch sensitive optical trackpad is a valuable attribute and it is also an add on to its looks.

Expected Multimedia Features

The company has putted a 2 mega pixel camera which captures image at 1600×1200 pixels resolution and also can shoot videos of VGA resolution. The BlackBerry 8520 Violet is a business phone but it doesn’t lack behind putting alluring multimedia features too. MP3, AAC, AAC+, WMA, ASF music files and MP4, H.263, H.264, WMV video files are easily playable on the gadget. The gadget allows you to personalize its ringing types through downloadable as well as pre-loaded MP3 and polyphonic ringtones. Spend your free time with ease with the available games on the gadget and even you can expand the collection through downloadable ones too.

Few Out Of the Box Attributes

The BlackBerry 8520 Violet has got a document viewer and it has also got a security password protection attribute to protect your data too. BlackBerry App World feature of the phone will provide the users to avail all the latest news in different fields, market tracking facility, live radio or playing games. A whole IM folder allows you to chat to your friends or colleagues by using BlackBerry Messenger, AIM, Google Talk, ICQ, Yahoo Messenger or Windows Live Messenger with the apps already on the handset.

How Business Online Marketing Can Make You Rich

If you are fond of going online to look for a new business venture, you may have come across a term called business online marketing. A lot of people have become interested in this new venture because it allows them to work from home. At the same time, it is something worth testing out since it is very easy to do. You can even treat it as your full-time job instead of searching for a new one. But in order to get started, there are a few things that you should know.

What Is Online Marketing?

Simply put, online or internet marketing is when you promote an offline business on the internet. Whether it is a local or internationally renowned business, you will need to make the brand known in cyberspace. Through various techniques that you will learn, you will be able to attain the top spot for the brand. This will then result to the business’ popularity. If you are interested to start this task, you will need to know tips that you can use.

An Ongoing Process

Business online marketing is an ongoing process that will require you to make a ton of research. If you feel that this is something you are not up for, you can stop right now. A negative mind will not result to a good outcome. You will only be setting yourself up to risk for becoming disappointed with the whole process of online marketing. Whereas, if you have a yearning to learn certain things; you will be benefit from this whole venture.

Online marketing is a continuous process because there are new tools being developed almost every day to help make your business easier. With the help of these tools, you will have less time to work and more time to earn money. These tools have been made to help you with your business. If you update yourself regularly, you will be able to keep up with what’s working or not.

There have been a number of people who have ventured into business online marketing and have turned themselves into high earners. But of course, it will need your patience, hard work and determination. Just like with any business, you reap what you sow-if you put interest in this venture, you will be highly rewarded for your hard work.

Making Money Online – Quit Your Day Job

With the rise of the Internet the decline of the 9 to 5 has definitely been seen. More and more people are making money without having to go to a physical location than ever before. In fact, millions of these people spend less time at their “job” than anyone else, and they can enjoy the finer things in life. How would you like to work a couple of hours a day while others spend their 40 to 50 hour a week lives slaving for the wage? It sounds too good to be true, but there are a lot of different methods to earning money online, and it’s not just some get rich quick scheme that is making 1 person rich and millions poor. For those that are skeptical, today we will look at a few things that you can do to make money online and stop going to a job you might not like.

The first way people are making money is through professional blogging. Writing a blog is no longer something that the average teenager is doing instead of putting it in paper. While there are some that use blogging as a personal information platform, others have found a way to communicate their own words about life in general and turn it into money. The way they are doing it is by selling ads, affiliate marketing, and much more. Whenever someone visits a blog they are hit with an ad, and if they click on it or buy something, the blogger makes money. Now multiply that by a few hundred to a thousand people a day clicking, buying, and visiting, and you can see how it can be a great way to earn a living.

The second way people are making money online is through eBay sales. They look around their house and they start selling off all the stuff they own. Whether it’s books, magazines, vinyl records, or just about anything, they end up putting their lives online and making a decent living. From there, they start to look at yard sales and flip items. Search online for yard sale finds, and you’ll often times run into a news post about people that find rare comic books for a dollar than flip them for millions when they go to auction. This is not as rare as you might think.

The last thing that people are doing on a regular basis to make money is going online and taking advantage of no deposit bonuses from online poker rooms. That’s right, you can get paid to play poker and if you have even a shred of skill you can win a few hands and several hundred dollars. For those that are skeptical, don’t be, because some of the biggest poker players in the world got their start playing online. In fact, one of the best in the world is an avid online poker player and he’s pulling in over six figures from playing just a few hands a night on the web.

If you want to quit your boring job, you have a great amount of opportunity in these modern times. Never before has the world opened up to entrepreneurs, so go for it, and get paid to be on the Internet.

Can You Really Purchase Off Plan Property For Up to 70% Below Market Value?

You know how the saying goes “if it’s too good to be true, then it most likely is”? Well in most cases that is correct, however many property developers who put these “two good to be true” concepts together are making investors a fortune if taken advantage of. How? Because the developers are simply selling their off plan property far below current market value.

Before going any further, it’s important to know what off plan property even is. Off plan property is a property that is either currently under construction or has not begun construction yet. At some point or another, every single property in the world went through its off plan phase. When a developer decides to build in a certain area, he or she first needs to obtain planning (building) permission from the state or government before allowed to begin construction. The developer can still buy the land and hold on to it while planning permission is pending, and in some countries the developer can even start pre-selling units before planning permission is even granted. This is of course very risky to the investor as permission has not been granted but is done quite often. Because the risk is far greater before planning permission is granted, the developer decides to incentive property investors with a discount that rewards them for taking on such risk. Often times, the developer will state in the contract that if for any reason planning permission is not granted that the investor will receive a full refund plus a certain percentage of interest for tying up their capital. (Don’t ever invest in to an off plan property unless this is clearly stated in the contract between you and the developer).

So let’s consider the fact that you, the investor were looking for a heavy discount in the market and decided to contact developers or investment firms that were recommending off plan property as an investment. Take the price of a one bedroom apartment for example in North West London that costs on average £204,000. If you were to purchase this apartment at market value, you are not leaving yourself with very much upside potential, unless of course you wanted to wait for the markets to appreciate over the next 7-10 years to see a sizable return. To most aggressive investors, this is NOT an exciting investment strategy. So you decide to look at off plan property as an option and you are told of a property that is currently being sold for only £170,000, but has not yet begun construction. How can this be? This is a 20% instant savings on a 1 bedroom unit very similar to the completed properties you have been looking at. Because the developer is still obtaining planning permission, but is very confident that they will be granted rights, they decide to start selling units at a very heavy discount. Remember, at this time the developer and his team have everything in place including renderings of the development, but are just waiting for the planning committee to give them the green light. With a completion date set for two years out, you only need to put down 30% and nothing further due until the property is finished. Depending on the location, a mortgage is not required until the property is built which gives you more time to build up your savings and borrow even less when it comes time to apply for a mortgage. In many cases, by the time the property is complete, you may not even need to apply for a mortgage because you have saved enough funds to go ahead without it. So with a property price of £170,000 and only 30% needed to lock in this transaction, you only need to come up with £51,000. And it’s get better…

Once planning permission is approved, the investment case dramatically changes because now the property is guaranteed to be built. This gives the developers the confidence to ask for more money on each unit. It also gives the banks the confidence they need to finance the development in line with the developers needs. Immediately the developers raise the prices on each one bedroom unit to £185,000 giving you an instant unrealized gain of 8.8% in just a matter of months. Typically at this time, there is a rush of investors to get in on this new build, and if there’s enough hype you may even be able to sell your property to the next investor which would give you a profit of £15,000 or a 29% realized capital gain on your initial 30% deposit. Because you only invested £51,000 and your take home is £66,000, you genuinely are able to see big returns in a very short period of time.

Now let’s imagine that you decided to hold on to your property or there wasn’t enough hype in the market for you to be able to sell just yet. You now wait until the second phase in the property investment which typically occurs when the developers break ground. At this time, you can expect the prices to go up again, but not by as much as they will when the property is completed. On average you may expect the price of the property to rise roughly 5-10 percent and in some cases maybe 15%. Let’s be ultra conservative in this case and say that the property only went up another 5%. The value of your property is now worth £194,250 and the developers begin to list the investment at this price therefore giving you another opportunity to make even a bigger gain on your 30% deposit. If at this time you were able to sell your property you would now be taking home £24,250 which increases your gross capital gain on cash employed to 47.55% in just one year.

Finally when construction is complete, the developers officially launch the development to the public and sell each unit at market value. By this time, you have two options. One, take out a mortgage and continue to wait for the property to appreciate to a price that you would be happy with. Two, sell the property to a new investor that is happy to purchase this completed property at market value which in this case is £204,000. Let’s say that everything worked out perfectly and you were able to sell the property immediately before applying for a mortgage. You would now be taking home £34,000 (£204,000 – £170,000) giving you a realized capital gain of 66.67% increase in just two years.

This aggressive property strategy is known to many savvy investors as “flipping” and must be done in line with your financial situation. If you cannot afford to hold on to the property when it comes time to apply for a mortgage, then you should not enter this strategy with the intentions of flipping it before completion. You may get caught out not being able to sell which then forces you to take out a mortgage, therefore generating a massive burden on your financial situation if the mortgage payments are not in line with your financial budget. On the other hand, for investors looking for “a quick buck” (or pound in this case) can absolutely do so through the use of off plan property. It doesn’t always work out this way of course and more times often then others will you need to hang on to your property for a little bit longer then you originally planned, but if your financial situation permits it and your financial advisor highly recommends the investment, then go for it! It’s OK to take on little bit of risk every once and a while in order to see the potential big rewards.

So now that you understand how the strategy works, how do you know which off plan property to select? You should always speak to an investment advisor regarding the purchase of off plan property. Real estate agents aren’t qualified to give you the investment advice needed, and if you want the real story it’s best you speak to a financial advisory firm.